Big City Talk

Find The Perfect Home

Step by Step Conveyancing for First-Time Home Buyers

Every home purchase needs to go through the conveyancing process to make sure that the ownership of the property is legally transferred from one party to another. While you can go through it on your own, the process can be daunting and stressful and not recommended. The things you need to go through, people and organisations to deal with and paperwork to sort out could just consume your time and cause a lot of confusion.

But with the right help, and we mean hiring the right conveyancing solicitor, you can rest assured that the process can be carried out seamlessly and with the least amount of stress as possible.

Choosing and Instructing the Conveyancer

Look online or ask your friends and family for someone you can trust to act on your behalf. Conveyancers will generally go through the process and make a number of dealings with people and organisations so make sure you instruct someone well versed and adequately experienced in the process. To be sure it’s carried out according to high quality standards and legal compliance, instruct someone accredited by the Law Society’s Conveyancing Quality Scheme.

The Paperwork

Upon giving out your instructions, your conveyancer will have to check documents from the seller’s solicitor to make sure there are no problems with the property being bought/sold. These documents can include the contract, the lease, leasehold information, details about fixtures and fittings, property plan and any other documentation.

Property Enquiries

To make sure that you’re getting a good deal on a property and your living condition is not compromised when you move in, your conveyancer will carry out enquiries regarding the property. This includes finding out if it is being run by a managing agent, and if there are service charges, planned refurbishments and disputes between landlords and leaseholders.

Mortgage Checking

Your conveyancer will confirm with your lender if a mortgage is being offered at this point, and make sure that you meet all the eligibility requirements.

Outstanding Balances and Due Amount

The file for the purchase will then be reviewed by your conveyancer and as soon as they draw up a competition statement, they will let you know how much money is required to cover and complete the transaction.

Signing the Documents

At this point, you will meet with your conveyancer to sign a few important documents such as the contract, lease and mortgage deeds if applicable. They should explain these to you very clearly, including all relevant details.

Exchanging Contracts

Following your agreement and signing of the contract, your conveyancer and the seller’s will then meet to exchange contracts and discuss your target completion dates. Once contracts are exchanged, you are legally bound to push through with transaction, and backing out could mean legal trouble and fines.


Once the paperwork is in, contracts are exchanged, and the payments are settled, your conveyancer will then arrange the collection of the keys from the seller. At this stage, all loose ends will be dealt with and sorted by your conveyancer before moving in, including any additional payments and Stamp Duty.

After the Completion

Finally, you have completed the transaction and made arrangements to move in. If you still have additional paperwork to sort out, your conveyancer will help you with it. You will also be sent a final invoice for their fees, including those they covered first on your behalf.